Money is a symbol and as such it is a means rather than an end.

It represents a value that we have placed into the economy. Customers, the public and our neighbors decide what they are willing to pay for our contribution and we decide whether we are willing to accept their terms. Then we take the receipt and join the market and set the price for things we want to procure.

When a person is given credit for a contribution that they didn’t make a few things immediately occur. 

1) That person develops a skewed perception of the value of contribution. This affects how hard they are willing to work to contribute. It also affects how they perceive the value of the contributions of others.

2) The value of the credit given without contribution comes from somewhere. Either consumers will have less to trade with or contributors will get less for their contributions. This is a drag on the economy. You could look at it as spoilage in a market. It is waste.

When the government plays favorites by placing its finger on the scale, skewed values become institutionalized. People with skewed values seldom can exercise wisdom in future negotiations. Thus the market is irrationally influenced. Contributions of dubious value are routinely accepted. Conversely, contributions of high value are summarily rejected.

In order to retain a just marketplace charity must be labelled charity and cost must be counted as costs.